Finance Your New Or Used Kia Vehicle In Lafayette, LA

Are you searching the market for a brand-new Kia vehicle? But you aren't sure of whether how you want to finance that vehicle, or aren't clear on the differences between buying and leasing? Worry no more. Our team at Sterling Kia has the solution to your dilemma.

Stress-Free Financing Near New Iberia

We understand that sorting out exactly how to pay for your brand-new Kia wheels can be a hassle. So, we have put in place a fully staffed team of professionals at our Kia finance center who are ready to assist you with making the financial decision that will work for your unique situation. You can rest assured that our staff at the Kia Financial Center have the necessary knowledge to answers all your questions. Our goal is to make purchasing your car a hassle-free, exciting experience.

Consider your options for financing and use our website to guide you through the process of applying for financing, calculating your payments, and valuing your trade-in.

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Purchase Timeframe

Owning your brand new Kia vehicle can be your dream coming true if you've secured the finances necessary to meet the purchase price. If you weren't able to save all the money you needed in advance, you would need to consider other pathways to your goal of owning your new dream ride. That's where we at Sterling Kia come in. We will help you explore all the paths that lead to you owning your new Kia automobile.

Auto Loans

If you don't have all the money for the car's cost and you want full ownership of the vehicle, loans are a great option to consider. Taking out a loan gives you the option to make monthly payments for a certain time period, usually between four and six years. There are, of course, interest payments that are built into the monthly loan amounts.

Car loans are generally affordable for most customers. Finance centers like ours can often tailor car loans to suit the customer's needs. For example, if the payment on a five-year car loan is slightly above your monthly budget. Then perhaps a six-year loan with a smaller monthly payment might work better. Let us help you choose the best loan for your budget.


Leasing your vehicle is a popular option that drivers from Youngsville can get excited about. This selection affords drivers even smaller monthly payments than loan payments. Leasing allows the customer to fully use the vehicle for several years, usually two or three years. There is a mileage or year cap on leased vehicles. There is also a lease warranty that the Lessee can extend, typically within the 90-day period before the lease ends. The staff at Sterling Kia will explain all your leasing options to you.

Buying at Lease-End

At the end of a lease, the driver can often buy the vehicle at a lower cost than if they had purchased the vehicle brand new. Depreciation of the vehicle is often fixed into the final cost of the car. Customers can own the vehicle they have already been driving and are familiar and comfortable with for a price they can afford. Drivers from Abbeville love having the option of purchasing their Kia vehicles at the end of their leases.

Contact Our Finance Team Today

To get into a new Kia vehicle in and around Lafayette, LA, browse our website to view our inventory selection, check-out our Kia finance resources, and contact us to schedule an appointment. Our staff in the finance center will help you choose the option that fits your car budget needs. See you soon in your newly owned Kia automobile!

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Sterling Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Sterling Kia

125 South City Parkway
Directions Lafayette, LA 70503

  • Sales: 337-347-7877
  • Service: (337) 233-7630
  • Parts: (337) 233-7630


  • Monday 8:30 am - 6:30 pm
  • Tuesday 8:30 am - 6:30 pm
  • Wednesday 8:30 am - 6:30 pm
  • Thursday 8:30 am - 6:30 pm
  • Friday 8:30 am - 6:30 pm
  • Saturday 9:00 am - 4:00 pm
  • Sunday Closed